Our Products

FIRE INSURANCE

Fire and Perils The standard Fire Policy provides cover against the material loss to property caused by fire and special perils
Fire Consequential Loss The policy protects the earning capacity of that capital by making good loss of your net profit, enabling you to meet overheads and defraying increase in expenditure.
Industrial All Risks It covers accidental loss, damage or destruction from any cause, including fire, which is not specifically excluded.
Domestic package The cover is for residential houses and contents

ACCIDENT

Fidelity Guarantee Fidelity Guarantee may be affected by any organization or person who may suffer as the result of the dishonesty, failure in the loyal performance of a duty.
Burglary This policy covers loss or damage by theft involving entry to or exit from a building by forcible and violent means or any attempted threat
Public Liability Public Liability Insurance provides an indemnity in respect of legal liability arising in connection with the insured's business to pay damages as a result of accidental bodily injury or accidental loss of or damage to property of the members of the public.
Money In Transit The policy covers loss or destruction of or damage to money belonging to the insured, or for which he is responsible for by any cause whilst being conveyed by an employee or other authorized person
Money Cover is against All Risks and includes money
Workmen Compensation This covers common law and  WIBA
Personal accident This is insurance against accidental bodily injury and death

ACCIDENT

MISCELLANEOUS

Bonds This policy covers custom bonds, tender bonds, performance, security/immigration bonds
Plate Glass The policy covers breakage of fixed glass in sales shops, commercial and industrial premises, public buildings and private dwellings.
Political Violence Risks This covers political violence and terrorism
Travel This covers overseas travel as per MAPRE scheme
Club man’s policy This covers golfers equipment

ENGINEERING

Machinery Breakdown This cover is suitable for installed plant and machinery including lifts.
Machinery Loss of Profit The policy covers loss of gross profit or revenue plus increased cost of working within the economic proviso following indemnifiable damage to machinery covered under the Machinery Breakdown or Boiler Explosion policies.
Contractors all risks This is insurance of contract works and liabilities
Computer Material Damage This policy covers accidental damage including mechanical and electrical breakdown of computers, installation and peripheral equipment.
Computer Consequential Loss The policy is issued in conjunction with the Computer Material Damage Insurance.

AVIATION

Hull  This covers light aircrafts, chartered flights and helicopters
Liability
  1. General liability- This covers liability arising from the operations of the aircrafts
  2. Passenger legal liability
Personal accident These are personal accident covers against accidental injury and death to the air crew

MARINE

Marine Cargo This policy covers the risk of loss, destruction or damage to the goods in Transit by sea, air or land.
Marine Hull The insurance of small sea crafts and yachts

MOTOR INSURANCE

Motor Cover is available for both light commercial vehicles such as pickups and
private cars