Fire & Allied Perils

Phoenix of East Africa Assurance Company Limited’s Fire and Allied Perils policy can protect your business from a minor hiccup to a major financial loss.

Whether you own your own building, lease your workplace or work at home, the Fire & Allied Perils will protect your business’ physical assets.

This policy will compensate you for financial damages caused by fire to your buildings and outbuildings, stock in trade, plant and machinery, fixtures and fittings and others. The compensation is provided specifically for damages caused by:

  • Fire and Lightning
  • Explosion of Gas or Boilers used for domestic purposes
  • Earthquake, Subsistence, Shock, Landslip, Storm, Tempest, Tsunami, Floods and other natural perils
  • Impact by moving objects
  • Aircrafts
  • Riots, strikes and malicious damage
  • Water damage by bursting or overflowing of water tanks, apparatus or pipes

When you take this policy, you will also enjoy cover against the following risks:

  • Bush fires
  • Explosions
  • Storm, tempests or floods
  • Aircraft and other aerial devices and / or articles dropped on the property
  • Impact caused by road vehicles, horses or cattle
  • Subterranean fires